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Coastal SC Families

Lowcountry Insurance has been meeting the insurance needs of individuals and businesses in the coastal communities of Lowcountry SC since 2000.

Based in Pawleys Island, S.C., our agency is a division of Correll Insurance Group and one of the largest independent insurance agencies in South Carolina. We are a Trusted Choice® independent agency that represents more than 200 insurance companies, allowing us to design the best product for every situation.

Our goal is simple and has remained the same over the years. We are committed to providing dedicated service and finding solutions for your insurance needs.

Our mission is to provide personalized services and products to meet the needs of our growing coastal communities. Being a local business, we value each individual and strive to treat each one like a family member – helping to protect their lives and assets with coverage from the most reputable carriers available in our marketplace.

Meet Our Team


Lowcountry Insurance & Financial Services Inc was established in 2000 by our founder, Jim Pate, a native of Georgetown. Jim worked for large companies such as Allstate, New York Life, Metlife and Prudential, and earned some of the highest recognitions these companies awarded. Having been in the insurance business for 20+ years, Jim recognized the need for more Pawleys Island insurance options than were available at the time in our coastal community. 

To help grow the organization, Jim brought in his daughter, Angela Pate Chandler, as Managing Partner in 2001. She is also a Georgetown native with a finance degree and an MBA. Her prior experience having owned her own mortgage company in Charleston, SC aided her to quickly manage all operations for the agency.

In 2020, we celebrated our 20th anniversary, and we look forward to many more years of serving families and giving back to our community now with the partnership of Correll Insurance Group.

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You may also call (843) 237-1353 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.

Extremely efficient, professional and knowledgeable. We recommend to all we know.

-Surfside Beach Resident

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Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that has served the Carolinas for nearly 90 years. So you don’t have to choose between having a personal relationship with your agent and knowing they have access to world renowned markets. You’ll get both with Correll.


Lowcountry Insurance is a member of Correll Insurance Group and works to bring you coverage that best fits your needs. Visit our corporate site to learn more.

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